In this video, we learn how to get credit when you don't have any. Most credit agencies are now gathering information about younger people to figure out if they are allowed to get credit cards, which will help them build a credit score. There is a website, PRBC, where you can start a file and enter your information, and it can verify all the information you report. This information will be given to credit reporting agencies, and give you more of a chance to get credit. Next, you can get department store credit cards, or secured credit cards. Once you establish these, you will keep building your credit and have a better chance of having good credit in the future.