Now more than ever, people everywhere are suffering from bad credit. Credit is important. You need it to take out loans, buy a house, rent an apartment, get a car, almost anything! Check out this two part video, presented by Daniel Medina from United Credit Education Services, and listen along as he offers you tips on how to improve your credit - even in a recession. This helpful and informative video can start you on the right track to financial stability, no matter what the circumstances.
Here are step-by-step instructions on how to write a check. 1. Date the check, and ensure it is dated for the day you intend the recipient to cash it.
Learning to write a check properly is something that everybody needs to learn. In this video, learn how to fill out checks correctly so that the bank and payee can clearly read them.
Usually those "dry clean only" tags mean one thing: dry cleaning bills. Why sacrifice wearing silk, suede, or other fine fabrics when knowing just a few clothes care tips can save you tons of money on dry cleaning.
When it comes to your cell phone, do you feel like you’re paying more and more for less and less? Get the upper hand with these tips. You will need:
In this video, we learn how to get credit when you don't have any. Most credit agencies are now gathering information about younger people to figure out if they are allowed to get credit cards, which will help them build a credit score. There is a website, PRBC, where you can start a file and enter your information, and it can verify all the information you report. This information will be given to credit reporting agencies, and give you more of a chance to get credit. Next, you can get depar...
If you haven't filed a tax return in the past few years, you can go to the IRS to help you with filing past taxes and get you back on track. Find out in this video how you can get all caught up with your taxes.
Has you rent check bounced again for no apparent reason? It happens to everyone, but if you're roommate needs the money fast, you need to fix it fast, and wire transfers are the fastest way to give money to someone else. Executing a wire transfer is as easy as making one phone call.
Cell phone contracts might seem iron-clad, but loopholes may let you get out of your plan without paying a dime.
Raise your credit score in five simple steps? Sounds too good to be true, doesn't it? Well, financial expert Linda Ferrari is here to to explain to you how this is possible. In these rough economic times, everyone could use a little boost, so why not take some of Linda's advice and give your score some help?
Transferring money can be quite tricky, but keeping track of it can be even trickier. MoneyWell makes transferring money from one account to another incredibly easy. This video tutorial for beginner users shows you how to work with transfers in the budgeting software.
If you have children who are still your dependents and have been living in your household for at least half of the year, and have their own social security number, you can actually get a major tax credit with a simple worksheet. In this video you will learn the requirements for the tax credit and also how to fill out the worksheet and calculate your credit.
This video teaches you how to use APT (Arbitrage Pricing Theory) models and formulas. This video shows two specific parts of the APT models the first being the after the fact version and the before the fact version. The before the fact version is focused on as being the most important which is used to calculate expected returns to calculate risk. It is discussed how flexible this model is and how different factors can be moved in and out of the formula and how each different factor is used. T...
Don't give us that look. It is possible to make delicious, nutritious meals out of (mostly) dollar-store items, if you know a few tricks. With the bad economy, everyone can afford to save a few dollars here and there, without sacrificing taste. Watch this video cooking and budgeting tutorial and learn how to make delicious dishes out of dollar store food.
Looking for fast cash with no questions asked? There are legitimate ways to get it, if you're willing to pay the consequences. You will need a credit card with unused credit, a tax refund, a car, a small loan company, a signature loan company, or a payday loan. Watch this video tutorial and learn how to get money quickly by finding a loan shark.
If you've set up a way with the IRS to pay off your taxes, you may want to consider signing up for the new Online Payment Agreement. This simple method lets you pay from your home computer and you can even set up direct debit for even more convenience.
If you think you may have goofed on your tax return, you're going to want to file a 1040-X, which is an amended tax return. This quick video by the IRS shows how to do it, for this, or any of the previous 3 years.
Are you under a backbreaking amount of debt? In this economy, we don't blame you. If credit card bills, mortgages, and bank loans are making you want to crawl into bed and pull the covers over your face, then check out this video to learn how to consolidate debt.
The world of taxes and filling out the 1040 form itself is pretty confusing, especially if you're unsure about the terms, "deductions" and "credits". In this video you will get a full walkthrough of how tax deductions work and how to fill out the Schedule A portion of the 1040 form for your federal income taxes.
In this video tutorial the instructor shows how to derive the formula to compute interest compounded annually. He starts with explaining the basic concepts like principle which is the amount you borrow and the rate of interest or annual percentage rate (APR), which is the rate at which you pay the interest up on the borrowed principle. He shows that the amount after the end of one year is amount A = P(1+APR),and he goes on and generalizes how to compute it for n years. This video shows how to...
Just got piad? Turn your check into dollar bills by endorsing it at the bank. Don't know how? Watch this.
Woops! Make a mistake? Whether you’ve made a mistake, like writing the wrong year or wrong amount, or want to set up automatic bill payments or direct deposit, you may need to void a check. In this tutorial, learn how to properly void a check.
Weird gifts from friends and family aren't the only things you can score on your birthday. With a little advance planning, you can get lots of freebies.
Expert money hider shows you where to hide money in your car, like: the back seat, glove box, trash, clothing, and cup holders in your car; find more hiding places in this free money hiding video.
Ever since high school, I've been preparing my own taxes. Each year it gets more and more complicated, which results in me filing later and later, avoiding it until I have the time or just can't wait any longer. I even resorted to using TurboTax online to help do some of the grunt work for me these past couple years, but that hasn't stopped me from being lazy about it. I have yet to file my 2010 taxes, but I will very soon. Tomorrow, in fact—before TurboTax raises their prices.
If you're driving a commercial vehicle or doing a lot of driving for a company, there are ways to claim deductions on your tax return for actual vehicle expenses. In this video you will learn how to calculate your standard mileage rates to determine how much you will be getting on your tax refund if your employer is not reimbursing you for gas or if you're running a small business.
If you've ever wanted to know how to write checks in Intuit QuickBooks program, this instructional is for you. To write a check in the QuickBooks program: Select banking from the menu bar, and then the write checks command. Select the checking account for which the checks will be drawn from the checking accounts drop down menu. Assign the check a number if you will be printing the check. If you are printing the check, make sure that the "to be printed" box is checked. Enter the correct date f...
Ever hear of MoneyWell? There's a whole slew of personal budgeting softwares available today, but figuring out which one is right for you is extremely difficult. This video tutorial will help you understand the concepts behind MoneyWell and how easy it is to manage your cash flow.
Looking to get an FHA loan? The Federal Housing Administration, FHA for short, provides mortgage insurance on loans made by FHA-approved lenders throughout the U.S. Here's how to get your FHA-insured loan. Learn how to get one with help from this video.
The key to repairing bad credit is to write a properly formatted letter of dispute to one or all of the credit bureaus and send them out via registered mail. Here's a step-by-step guide to writing a letter of dispute to get rid of those black marks off your credit report for good. Remember, it's your right to file a dispute.
Think you know every trick to improving your gas mileage? Here are fuel-saving strategies that aren't common knowledge. Watch this video to learn how to achieve better gas mileage and save money on gas.
It's mid-January and some of you happy tax-paying citizens have already started receiving your W-4s and 1099s in the mail. But before you start filling out your 2010 Federal Tax Return, make sure you're hip to all the tax tricks in 2011. You could end up saving some money!
Getting ready to file your taxes? Good, but you're not sure how much you're going to be expecting in a refund? Need to calculate your deductions still? No worries. In this video you will learn how to use the IRS tax deduction calculator to figure out how many deductions you qualify for and what your refund will end up being.
Bad credit? No credit? A good way to improve your personal credit score is by getting and maintaining a credit card. Get your first credit card and learn the basics of credit finance.
In this clip, Kitty the Coupon Divas will teach you how to better understand common abbreviations and acronyms that pop up on coupons. Make sure you know what you're using when you shop in order to maximize your savings and get tons of free goodies.
Your first bank account can be exciting and confusing at the same time. Check out this video and learn how to manage your money and accounts so you don't wind up in the red. You don't have to earn an MBA to make good financial decisions; this video offers plenty of suggestions to keep your accounts on track.
When someone you love asks for money it can be very hard to turn them down; especially since you are usually put on the spot. Check out this tutorial and discover ways that you can help your friend without having to spend a dime, and make things easier for everyone.
This is video is a tutorial on how to save more money in your daily life. The video says that budget professional suggest that we need to set a goal. Decide why you're saving your money. Save your money to where if there were an emergency you could comfortably use your savings. The video suggests taking advantage of your employer's retirement fund. Last but certainly not least, we are told that saving sooner is better than saving later.
Keeping your money in check can be quite difficult. That's where MoneyWell comes in. This is a video tutorial on getting started with MoneyWell, so watch and learn the basics and see if it's right for you.
One way to keep your budget in line is with MoneyWell. This video tutorial for beginner users teaches you the ins and outs of setting up credit cards accounts, and how to manage them.