Usually those "dry clean only" tags mean one thing: dry cleaning bills. Why sacrifice wearing silk, suede, or other fine fabrics when knowing just a few clothes care tips can save you tons of money on dry cleaning.
Here are step-by-step instructions on how to write a check. 1. Date the check, and ensure it is dated for the day you intend the recipient to cash it.
This video teaches you how to use APT (Arbitrage Pricing Theory) models and formulas. This video shows two specific parts of the APT models the first being the after the fact version and the before the fact version. The before the fact version is focused on as being the most important which is used to calculate expected returns to calculate risk. It is discussed how flexible this model is and how different factors can be moved in and out of the formula and how each different factor is used. T...
The world of taxes and filling out the 1040 form itself is pretty confusing, especially if you're unsure about the terms, "deductions" and "credits". In this video you will get a full walkthrough of how tax deductions work and how to fill out the Schedule A portion of the 1040 form for your federal income taxes.
In this video tutorial the instructor shows how to derive the formula to compute interest compounded annually. He starts with explaining the basic concepts like principle which is the amount you borrow and the rate of interest or annual percentage rate (APR), which is the rate at which you pay the interest up on the borrowed principle. He shows that the amount after the end of one year is amount A = P(1+APR),and he goes on and generalizes how to compute it for n years. This video shows how to...
In this video the instructor talks about compound and continuous interest formula calculations. You need to understand the concepts of simple and compound interest. Only then you can understand what the bank is doing to your money which are in your bank account. Simple interest is a method where when returning a borrowed sum to some one you pay additional price for using the money all this time. Compound interest is a similar concept where you pay interest on the original sum borrowed, and al...
In this clip, Kitty the Coupon Diva will show you how to maximize your coupons and extra care bucks so that you can walk out of CVS with a cart full of groceries for free! Kitty will show you how to use circular flyers, bag tags, extra care bucks, coupons and rebates to walk in and out of the drug store without spending any money. Try these tricks the next time you shop and save a ton of money.
Cell phone contracts might seem iron-clad, but loopholes may let you get out of your plan without paying a dime.
Ever since high school, I've been preparing my own taxes. Each year it gets more and more complicated, which results in me filing later and later, avoiding it until I have the time or just can't wait any longer. I even resorted to using TurboTax online to help do some of the grunt work for me these past couple years, but that hasn't stopped me from being lazy about it. I have yet to file my 2010 taxes, but I will very soon. Tomorrow, in fact—before TurboTax raises their prices.
Learning to write a check properly is something that everybody needs to learn. In this video, learn how to fill out checks correctly so that the bank and payee can clearly read them.
Just got piad? Turn your check into dollar bills by endorsing it at the bank. Don't know how? Watch this.
When it comes to your cell phone, do you feel like you’re paying more and more for less and less? Get the upper hand with these tips. You will need:
Has you rent check bounced again for no apparent reason? It happens to everyone, but if you're roommate needs the money fast, you need to fix it fast, and wire transfers are the fastest way to give money to someone else. Executing a wire transfer is as easy as making one phone call.
Looking for fast cash with no questions asked? There are legitimate ways to get it, if you're willing to pay the consequences. You will need a credit card with unused credit, a tax refund, a car, a small loan company, a signature loan company, or a payday loan. Watch this video tutorial and learn how to get money quickly by finding a loan shark.
An invisible number controls your financial destiny. So until the revolution, you might as well learn how to raise your credit score.
Looking to get an FHA loan? The Federal Housing Administration, FHA for short, provides mortgage insurance on loans made by FHA-approved lenders throughout the U.S. Here's how to get your FHA-insured loan. Learn how to get one with help from this video.
Are you under a backbreaking amount of debt? In this economy, we don't blame you. If credit card bills, mortgages, and bank loans are making you want to crawl into bed and pull the covers over your face, then check out this video to learn how to consolidate debt.
In this video, we learn how to get credit when you don't have any. Most credit agencies are now gathering information about younger people to figure out if they are allowed to get credit cards, which will help them build a credit score. There is a website, PRBC, where you can start a file and enter your information, and it can verify all the information you report. This information will be given to credit reporting agencies, and give you more of a chance to get credit. Next, you can get depar...
If you have children who are still your dependents and have been living in your household for at least half of the year, and have their own social security number, you can actually get a major tax credit with a simple worksheet. In this video you will learn the requirements for the tax credit and also how to fill out the worksheet and calculate your credit.
If you haven't filed a tax return in the past few years, you can go to the IRS to help you with filing past taxes and get you back on track. Find out in this video how you can get all caught up with your taxes.
Bad credit? No credit? A good way to improve your personal credit score is by getting and maintaining a credit card. Get your first credit card and learn the basics of credit finance.
In this clip, learn how to get amazing amounts of goodies in the mail for free! Kitty, the coupon diva, will show you how to request things like free samples and manufacturer coupons from companies so you can stock pile them and save. Get extra freebies every time you open up your mailbox with these awesome tips.
If you like to shop online then it is extremely helpful to have a PayPal account to safely make your online purchases. Help reduce your risk of identity theft by using protected methods like PayPal when your credit card information is involved.
In this video tutorial, viewers learn how to negotiate with a credit card company. There are 3 main items that users can negotiate. The first item is the date of payment. Users are able arrange a more convenient date for payment. The second item is the annual fee. Users are able to work out a way to not have to pay an annual fee for using a credit card, which will help save money. The third item is the interest rate. Users can negotiate and try to lower the interest rate that they must pay. T...
Raise your credit score in five simple steps? Sounds too good to be true, doesn't it? Well, financial expert Linda Ferrari is here to to explain to you how this is possible. In these rough economic times, everyone could use a little boost, so why not take some of Linda's advice and give your score some help?
One way to keep your budget in line is with MoneyWell. This video tutorial for beginner users teaches you the ins and outs of setting up credit cards accounts, and how to manage them.
Living within your means can be done. You don't want to be a slave to the credit card company, do you? Learn what to do to stay out of credit card debt. This how to video will give you the tips. Credit card debt is a slippery slope.
Think you know every trick to improving your gas mileage? Here are fuel-saving strategies that aren't common knowledge. Watch this video to learn how to achieve better gas mileage and save money on gas.
There's nothing to fear about a trip to the mall—as long as you plan ahead and shop smart. This video demonstrates the best way to budget your money, make the most of your time at the mall, and shop smart, budget conscious. Good instructional video for your upcoming Christmas shopping & holiday sales.
If you've set up a way with the IRS to pay off your taxes, you may want to consider signing up for the new Online Payment Agreement. This simple method lets you pay from your home computer and you can even set up direct debit for even more convenience.
Getting ready to file your taxes? Good, but you're not sure how much you're going to be expecting in a refund? Need to calculate your deductions still? No worries. In this video you will learn how to use the IRS tax deduction calculator to figure out how many deductions you qualify for and what your refund will end up being.
Keeping your money in check can be quite difficult. That's where MoneyWell comes in. This is a video tutorial on getting started with MoneyWell, so watch and learn the basics and see if it's right for you.
This video shows you how to write checks, in case you're really dumb. Two girls set up a fake store in which they demonstrate how to write a check. The girl playing the cashier explains the following steps to the other girl playing the customer.
Woops! Make a mistake? Whether you’ve made a mistake, like writing the wrong year or wrong amount, or want to set up automatic bill payments or direct deposit, you may need to void a check. In this tutorial, learn how to properly void a check.
New to eBay? Don't worry, setting up an account and buying and selling doesn't take that much effort at all. Everyone who has an Internet connection has at one point come across eBay, to find the perfect gift for their loved ones, to find the cheapest deals on plasma televisions and computers, or to get rid of their dusty, old record album collection in their web store.
American economy is based on credit in the form of credit cards, loans and debt management. Learn about credit and credit cards from a credit counselor in this free personal finance video series.
Expert money hider shows you where to hide money in your car, like: the back seat, glove box, trash, clothing, and cup holders in your car; find more hiding places in this free money hiding video.
If you think you may have goofed on your tax return, you're going to want to file a 1040-X, which is an amended tax return. This quick video by the IRS shows how to do it, for this, or any of the previous 3 years.
In this tutorial, we learn how to apply for California food stamps. First, to go the website: California Food Stamps. After you are on this site, you will see a pop up where you can enter in your name and e-mail, as well as more information about food stamps in California. After you enter in your information, you will receive an e-mail with two links on it. One will be for the application and the other will be to find an office near you. Print out the application and fill it out entirely, fol...
In this video, we learn how to apply for Arizona food stamps. First, you will need to go online and print out the application to receive food stamps from the state. You will also need to print out the information that you will need to bring with you as well as look for an office that is closest to your location. Fill out all of the sections of the application until it's complete. Make sure to use the correct colored pen and don't leave out any information. If you do leave something out, this ...