The key to repairing bad credit is to write a properly formatted letter of dispute to one or all of the credit bureaus and send them out via registered mail. Here's a step-by-step guide to writing a letter of dispute to get rid of those black marks off your credit report for good. Remember, it's your right to file a dispute.
The Fair Credit Reporting Act makes it very clear that anyone with unauthorized charges or incorrect information in their credit reports can dispute them. This video tutorial shows you how.
Just updated your iPhone to iOS 18? You'll find a ton of hot new features for some of your most-used Apple apps. Dive in and see for yourself:
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