In this video tutorial, viewers learn how to negotiate with a credit card company. There are 3 main items that users can negotiate. The first item is the date of payment. Users are able arrange a more convenient date for payment. The second item is the annual fee. Users are able to work out a way to not have to pay an annual fee for using a credit card, which will help save money. The third item is the interest rate. Users can negotiate and try to lower the interest rate that they must pay. T...
Raise your credit score in five simple steps? Sounds too good to be true, doesn't it? Well, financial expert Linda Ferrari is here to to explain to you how this is possible. In these rough economic times, everyone could use a little boost, so why not take some of Linda's advice and give your score some help?
Your first bank account can be exciting and confusing at the same time. Check out this video and learn how to manage your money and accounts so you don't wind up in the red. You don't have to earn an MBA to make good financial decisions; this video offers plenty of suggestions to keep your accounts on track.
When someone you love asks for money it can be very hard to turn them down; especially since you are usually put on the spot. Check out this tutorial and discover ways that you can help your friend without having to spend a dime, and make things easier for everyone.
If you've ever wanted to know how to write checks in Intuit QuickBooks program, this instructional is for you. To write a check in the QuickBooks program: Select banking from the menu bar, and then the write checks command. Select the checking account for which the checks will be drawn from the checking accounts drop down menu. Assign the check a number if you will be printing the check. If you are printing the check, make sure that the "to be printed" box is checked. Enter the correct date f...
This is video is a tutorial on how to save more money in your daily life. The video says that budget professional suggest that we need to set a goal. Decide why you're saving your money. Save your money to where if there were an emergency you could comfortably use your savings. The video suggests taking advantage of your employer's retirement fund. Last but certainly not least, we are told that saving sooner is better than saving later.
Ever hear of MoneyWell? There's a whole slew of personal budgeting softwares available today, but figuring out which one is right for you is extremely difficult. This video tutorial will help you understand the concepts behind MoneyWell and how easy it is to manage your cash flow.
Transferring money can be quite tricky, but keeping track of it can be even trickier. MoneyWell makes transferring money from one account to another incredibly easy. This video tutorial for beginner users shows you how to work with transfers in the budgeting software.
Keeping your money in check can be quite difficult. That's where MoneyWell comes in. This is a video tutorial on getting started with MoneyWell, so watch and learn the basics and see if it's right for you.
In this video the instructor talks about compound and continuous interest formula calculations. You need to understand the concepts of simple and compound interest. Only then you can understand what the bank is doing to your money which are in your bank account. Simple interest is a method where when returning a borrowed sum to some one you pay additional price for using the money all this time. Compound interest is a similar concept where you pay interest on the original sum borrowed, and al...
Looking to get an FHA loan? The Federal Housing Administration, FHA for short, provides mortgage insurance on loans made by FHA-approved lenders throughout the U.S. Here's how to get your FHA-insured loan. Learn how to get one with help from this video.
This video teaches you how to use APT (Arbitrage Pricing Theory) models and formulas. This video shows two specific parts of the APT models the first being the after the fact version and the before the fact version. The before the fact version is focused on as being the most important which is used to calculate expected returns to calculate risk. It is discussed how flexible this model is and how different factors can be moved in and out of the formula and how each different factor is used. T...
Horrible at saving money? Creating a savings account to put aside and accumulate money is easier with these strategies.
Looking to create a savings account? Once you see how much you can save when you spend only on needs rather than wants, you may never go back to frivolous shopping. In this video, ways to stop spending so much money are gone over.
Looking to cut your monthly expenses down? Brown-bagging is one of the easiest ways to save money, especially if you stock several key items. In this video, ways to pack a lunch for a dollar a day are gone over.
Need money fast but don't want to take out a loan? Asking a friend or family member for money is a sensitive undertaking. If you take the necessary steps, you’ll get what you need and ensure them that their money will be repaid.
Woops! Make a mistake? Whether you’ve made a mistake, like writing the wrong year or wrong amount, or want to set up automatic bill payments or direct deposit, you may need to void a check. In this tutorial, learn how to properly void a check.
Weird gifts from friends and family aren't the only things you can score on your birthday. With a little advance planning, you can get lots of freebies.
If your old clothes are of high quality and in good shape, selling them on consignment is an easy way to make cash quickly.
Not everything at the dollar store is a bargain, or even safe to use. Learn to spot the difference between an item that's cheap, and a cheap item.
It's never too early to put away money for your child's education. Consider these options before choosing a plan. Watch this video to learn how to get started with a college savings plan.
It’s never too late to clean up your credit record – and save yourself thousands of dollars in exorbitant interest rates in the process. Learn how to repair your credit with this guide from Howcast.
The key to repairing bad credit is to write a properly formatted letter of dispute to one or all of the credit bureaus and send them out via registered mail. Here's a step-by-step guide to writing a letter of dispute to get rid of those black marks off your credit report for good. Remember, it's your right to file a dispute.
An invisible number controls your financial destiny. So until the revolution, you might as well learn how to raise your credit score.
When it comes to your cell phone, do you feel like you’re paying more and more for less and less? Get the upper hand with these tips. You will need:
Think you know every trick to improving your gas mileage? Here are fuel-saving strategies that aren't common knowledge. Watch this video to learn how to achieve better gas mileage and save money on gas.
They don't call them salad days for nothing; you probably can't afford to eat anything else. But there are ways to trim your food budget—and they're even good for you. Learn how to eat cheaply on a budget.
There's nothing to fear about a trip to the mall—as long as you plan ahead and shop smart. This video demonstrates the best way to budget your money, make the most of your time at the mall, and shop smart, budget conscious. Good instructional video for your upcoming Christmas shopping & holiday sales.
New to eBay? Don't worry, setting up an account and buying and selling doesn't take that much effort at all. Everyone who has an Internet connection has at one point come across eBay, to find the perfect gift for their loved ones, to find the cheapest deals on plasma televisions and computers, or to get rid of their dusty, old record album collection in their web store.
Learn from those crazed coupon clippers who've figured out how to buy $500 worth of groceries for 50 cents. You will need Sunday newspapers, coupon websites, accordion folders to store the coupons in, and the store specific circular fliers. Watch this video budgeting tutorial and learn how to save money on food with coupons.
Don't give us that look. It is possible to make delicious, nutritious meals out of (mostly) dollar-store items, if you know a few tricks. With the bad economy, everyone can afford to save a few dollars here and there, without sacrificing taste. Watch this video cooking and budgeting tutorial and learn how to make delicious dishes out of dollar store food.
Looking for fast cash with no questions asked? There are legitimate ways to get it, if you're willing to pay the consequences. You will need a credit card with unused credit, a tax refund, a car, a small loan company, a signature loan company, or a payday loan. Watch this video tutorial and learn how to get money quickly by finding a loan shark.
American economy is based on credit in the form of credit cards, loans and debt management. Learn about credit and credit cards from a credit counselor in this free personal finance video series.
Expert money hider shows you where to hide money in your car, like: the back seat, glove box, trash, clothing, and cup holders in your car; find more hiding places in this free money hiding video.
Free Tax Help! Learn how to prepare and complete a W-4 for singles, married couples, multiple jobs, and more in this free video on explaining the W-4 tax form.
Are you young, educated and broke? In this video tutorial, Better TV gives financial tips on how to survive a tight time after graduation.
Americans spend up to 40 percent of their food money outside the home. Watch this instructional video to learn how you can extend your budget and save big money while dining out at restaurants from Stephanie Nelson of couponmom.com.