Hot Budgets & Tax Preparation How-Tos

How To: Shop for free at CVS by using the right coupons

In this clip, Kitty the Coupon Diva will show you how to maximize your coupons and extra care bucks so that you can walk out of CVS with a cart full of groceries for free! Kitty will show you how to use circular flyers, bag tags, extra care bucks, coupons and rebates to walk in and out of the drug store without spending any money. Try these tricks the next time you shop and save a ton of money.

How To: Get credit when you have no credit

In this video, we learn how to get credit when you don't have any. Most credit agencies are now gathering information about younger people to figure out if they are allowed to get credit cards, which will help them build a credit score. There is a website, PRBC, where you can start a file and enter your information, and it can verify all the information you report. This information will be given to credit reporting agencies, and give you more of a chance to get credit. Next, you can get depar...

How To: Derive the annual compound interest formula

In this video tutorial the instructor shows how to derive the formula to compute interest compounded annually. He starts with explaining the basic concepts like principle which is the amount you borrow and the rate of interest or annual percentage rate (APR), which is the rate at which you pay the interest up on the borrowed principle. He shows that the amount after the end of one year is amount A = P(1+APR),and he goes on and generalizes how to compute it for n years. This video shows how to...

How To: Use the Arbitrage Pricing Theory (APT)

This video teaches you how to use APT (Arbitrage Pricing Theory) models and formulas. This video shows two specific parts of the APT models the first being the after the fact version and the before the fact version. The before the fact version is focused on as being the most important which is used to calculate expected returns to calculate risk. It is discussed how flexible this model is and how different factors can be moved in and out of the formula and how each different factor is used. T...

How To: Find a legal loan shark

Looking for fast cash with no questions asked? There are legitimate ways to get it, if you're willing to pay the consequences. You will need a credit card with unused credit, a tax refund, a car, a small loan company, a signature loan company, or a payday loan. Watch this video tutorial and learn how to get money quickly by finding a loan shark.

How To: Save money on food with coupons

Learn from those crazed coupon clippers who've figured out how to buy $500 worth of groceries for 50 cents. You will need Sunday newspapers, coupon websites, accordion folders to store the coupons in, and the store specific circular fliers. Watch this video budgeting tutorial and learn how to save money on food with coupons.

How To: Whip up tasty meals out of dollar store food

Don't give us that look. It is possible to make delicious, nutritious meals out of (mostly) dollar-store items, if you know a few tricks. With the bad economy, everyone can afford to save a few dollars here and there, without sacrificing taste. Watch this video cooking and budgeting tutorial and learn how to make delicious dishes out of dollar store food.

How To: File a Last-Minute 2010 Income Tax Return: Save Money, Get Free Tax Help & More!

Ever since high school, I've been preparing my own taxes. Each year it gets more and more complicated, which results in me filing later and later, avoiding it until I have the time or just can't wait any longer. I even resorted to using TurboTax online to help do some of the grunt work for me these past couple years, but that hasn't stopped me from being lazy about it. I have yet to file my 2010 taxes, but I will very soon. Tomorrow, in fact—before TurboTax raises their prices.

How To: Apply for California food stamps

In this tutorial, we learn how to apply for California food stamps. First, to go the website: California Food Stamps. After you are on this site, you will see a pop up where you can enter in your name and e-mail, as well as more information about food stamps in California. After you enter in your information, you will receive an e-mail with two links on it. One will be for the application and the other will be to find an office near you. Print out the application and fill it out entirely, fol...

How To: Apply for Arizona food stamps

In this video, we learn how to apply for Arizona food stamps. First, you will need to go online and print out the application to receive food stamps from the state. You will also need to print out the information that you will need to bring with you as well as look for an office that is closest to your location. Fill out all of the sections of the application until it's complete. Make sure to use the correct colored pen and don't leave out any information. If you do leave something out, this ...

How To: Use the IRS tax deduction calculator

Getting ready to file your taxes? Good, but you're not sure how much you're going to be expecting in a refund? Need to calculate your deductions still? No worries. In this video you will learn how to use the IRS tax deduction calculator to figure out how many deductions you qualify for and what your refund will end up being.

How To: Fill out the child tax credit worksheet

If you have children who are still your dependents and have been living in your household for at least half of the year, and have their own social security number, you can actually get a major tax credit with a simple worksheet. In this video you will learn the requirements for the tax credit and also how to fill out the worksheet and calculate your credit.

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