When it comes to your cell phone, do you feel like you’re paying more and more for less and less? Get the upper hand with these tips. You will need:
In this video, we learn how to get credit when you don't have any. Most credit agencies are now gathering information about younger people to figure out if they are allowed to get credit cards, which will help them build a credit score. There is a website, PRBC, where you can start a file and enter your information, and it can verify all the information you report. This information will be given to credit reporting agencies, and give you more of a chance to get credit. Next, you can get depar...
The world of taxes and filling out the 1040 form itself is pretty confusing, especially if you're unsure about the terms, "deductions" and "credits". In this video you will get a full walkthrough of how tax deductions work and how to fill out the Schedule A portion of the 1040 form for your federal income taxes.
Are you under a backbreaking amount of debt? In this economy, we don't blame you. If credit card bills, mortgages, and bank loans are making you want to crawl into bed and pull the covers over your face, then check out this video to learn how to consolidate debt.
Woops! Make a mistake? Whether you’ve made a mistake, like writing the wrong year or wrong amount, or want to set up automatic bill payments or direct deposit, you may need to void a check. In this tutorial, learn how to properly void a check.
Usually those "dry clean only" tags mean one thing: dry cleaning bills. Why sacrifice wearing silk, suede, or other fine fabrics when knowing just a few clothes care tips can save you tons of money on dry cleaning.
Living within your means can be done. You don't want to be a slave to the credit card company, do you? Learn what to do to stay out of credit card debt. This how to video will give you the tips. Credit card debt is a slippery slope.
Getting ready to file your taxes? Good, but you're not sure how much you're going to be expecting in a refund? Need to calculate your deductions still? No worries. In this video you will learn how to use the IRS tax deduction calculator to figure out how many deductions you qualify for and what your refund will end up being.
Bad credit? No credit? A good way to improve your personal credit score is by getting and maintaining a credit card. Get your first credit card and learn the basics of credit finance.
In this video tutorial the instructor shows how to derive the formula to compute interest compounded annually. He starts with explaining the basic concepts like principle which is the amount you borrow and the rate of interest or annual percentage rate (APR), which is the rate at which you pay the interest up on the borrowed principle. He shows that the amount after the end of one year is amount A = P(1+APR),and he goes on and generalizes how to compute it for n years. This video shows how to...
One way to keep your budget in line is with MoneyWell. This video tutorial for beginner users teaches you the ins and outs of setting up credit cards accounts, and how to manage them.
This video shows you how to write checks, in case you're really dumb. Two girls set up a fake store in which they demonstrate how to write a check. The girl playing the cashier explains the following steps to the other girl playing the customer.
Here are step-by-step instructions on how to write a check. 1. Date the check, and ensure it is dated for the day you intend the recipient to cash it.
Learning to write a check properly is something that everybody needs to learn. In this video, learn how to fill out checks correctly so that the bank and payee can clearly read them.
Weird gifts from friends and family aren't the only things you can score on your birthday. With a little advance planning, you can get lots of freebies.
It’s never too late to clean up your credit record – and save yourself thousands of dollars in exorbitant interest rates in the process. Learn how to repair your credit with this guide from Howcast.
Cell phone contracts might seem iron-clad, but loopholes may let you get out of your plan without paying a dime.
Looking for fast cash with no questions asked? There are legitimate ways to get it, if you're willing to pay the consequences. You will need a credit card with unused credit, a tax refund, a car, a small loan company, a signature loan company, or a payday loan. Watch this video tutorial and learn how to get money quickly by finding a loan shark.
Ever since high school, I've been preparing my own taxes. Each year it gets more and more complicated, which results in me filing later and later, avoiding it until I have the time or just can't wait any longer. I even resorted to using TurboTax online to help do some of the grunt work for me these past couple years, but that hasn't stopped me from being lazy about it. I have yet to file my 2010 taxes, but I will very soon. Tomorrow, in fact—before TurboTax raises their prices.
If you've set up a way with the IRS to pay off your taxes, you may want to consider signing up for the new Online Payment Agreement. This simple method lets you pay from your home computer and you can even set up direct debit for even more convenience.
If you think you may have goofed on your tax return, you're going to want to file a 1040-X, which is an amended tax return. This quick video by the IRS shows how to do it, for this, or any of the previous 3 years.
If you're looking to start a retirement plan for your employees, this how to from the IRS is a great, informative video. Everyone knows that keeping great employees is essential to staying competitive and growing in today's business world. Find out how to start a retirement plan to keep those great workers right there where they are.
If you haven't filed a tax return in the past few years, you can go to the IRS to help you with filing past taxes and get you back on track. Find out in this video how you can get all caught up with your taxes.
Every year, many people fall victim to scammers trying to dupe taxpayers out of their hard-earned money. The IRS compiles an annual list of the twelve most popular tax scams perpetrated on the public. Check out this video to learn out about the top tax scams to avoid.
If you've made any donations to charity this year, there are several important rules about deducting charitable contributions on your tax return. Most importantly, the correct paperwork is needed to document the transaction for the deduction. Find out in this informative video from IRS.gov.
It's mid-January and some of you happy tax-paying citizens have already started receiving your W-4s and 1099s in the mail. But before you start filling out your 2010 Federal Tax Return, make sure you're hip to all the tax tricks in 2011. You could end up saving some money!
In this tutorial, we learn how to apply for California food stamps. First, to go the website: California Food Stamps. After you are on this site, you will see a pop up where you can enter in your name and e-mail, as well as more information about food stamps in California. After you enter in your information, you will receive an e-mail with two links on it. One will be for the application and the other will be to find an office near you. Print out the application and fill it out entirely, fol...
In this video, we learn how to apply for Arizona food stamps. First, you will need to go online and print out the application to receive food stamps from the state. You will also need to print out the information that you will need to bring with you as well as look for an office that is closest to your location. Fill out all of the sections of the application until it's complete. Make sure to use the correct colored pen and don't leave out any information. If you do leave something out, this ...
If you have children who are still your dependents and have been living in your household for at least half of the year, and have their own social security number, you can actually get a major tax credit with a simple worksheet. In this video you will learn the requirements for the tax credit and also how to fill out the worksheet and calculate your credit.
If you're driving a commercial vehicle or doing a lot of driving for a company, there are ways to claim deductions on your tax return for actual vehicle expenses. In this video you will learn how to calculate your standard mileage rates to determine how much you will be getting on your tax refund if your employer is not reimbursing you for gas or if you're running a small business.
In this tutorial, we learn how to understand a securitization. This is a type of structured finance that has three key elements. the first is that there is a pooling of credit sensitive assets. In pooling the assets, you introduce diversification. The second element is to transfer credit risk to the third party and make rules around whether there has been a true transfer of credit risk. The third element in this is trenching of liabilities. This means when cash flows are transferred to a spec...
In this tutorial, we learn how to improve your FICO credit score. Everyone will want to use your credit score to decide what kind of person you are. The FICO is the most commonly used credit score used today. To improve your credit score you will want to make all payments on time. Catch up on past due accounts and utilize 50% and less of your credit limit. Your balance should be under half of what your limit is. Don't close your account, because this can drop your credit score as well. Revolv...
Has you rent check bounced again for no apparent reason? It happens to everyone, but if you're roommate needs the money fast, you need to fix it fast, and wire transfers are the fastest way to give money to someone else. Executing a wire transfer is as easy as making one phone call.
In this video tutorial, viewers learn how to deal with a traffic ticket. When you pay for a ticket, don't just ignore it because there is always a hidden cost to a speeding ticket. Speeding tickets may cause insurance rates to go up. To avoid the insurance penalty, users should either go to court or traffic school. Going to traffic school to take the ticket off of your driving record. Another method is to cut a deal with the prosecutor. The key is to keep the points off your record and not al...
This penny pincher's guide offers advice on how to take advantage of CVS coupon match ups to score free and near-free goods from CVS. While such savings require a little bit of legwork, the underyling process is simple enough that this tutorial can present an overview of it in just over six and a half minutes.
In this clip, Kitty the Coupon Diva will show you how to maximize your coupons and extra care bucks so that you can walk out of CVS with a cart full of groceries for free! Kitty will show you how to use circular flyers, bag tags, extra care bucks, coupons and rebates to walk in and out of the drug store without spending any money. Try these tricks the next time you shop and save a ton of money.
In this clip, Kitty the Coupon Divas will teach you how to better understand common abbreviations and acronyms that pop up on coupons. Make sure you know what you're using when you shop in order to maximize your savings and get tons of free goodies.
In this clip from Kitty the Coupon Diva, learn how to find and use rebates in any store: supermarkets, drug stores.. anywhere! Get tons of freebies from product companies simply by shopping smarter. Kitty will also show you how to find these offers online after you have made your purchases for increased savings.
In this clip, learn how to get amazing amounts of goodies in the mail for free! Kitty, the coupon diva, will show you how to request things like free samples and manufacturer coupons from companies so you can stock pile them and save. Get extra freebies every time you open up your mailbox with these awesome tips.
Have you ever gotten to the checkout at the supermarket and dropped your coupons all over the floor? If you are learning how to be a coupon diva, you are going to be carrying hundreds of coupons. In this clip, learn how to make a perfect coupon binder so that you are organized and neat, and can approach the supermarket prepared to save. This easy fix is explained in detail in this clip so you can get started.